Antonette
Antonette

Broker License #M16000932

I make the mortgage process simple, stress-free, quick and easy.

What Our Clients Say

Antonette is a great mortgage professional to work with. She helped me in the refinance of our primary home and assisted me in the purchase of some of our rental properties. Very knowledgable, honest, and systematic. Highly, highly recommended.

- Thomas dela Cruz

Why Use Me As
Your Mortgage Broker?

Canadian Mortgages have been constantly changing with rates frequently fluctuating in this competitive market. As a licensed mortgage broker in the provinces of Ontario and Alberta, I have helped many Canadians reach their home ownership goals. Understanding my client's unique situations, combined with my 9+ years of experience in Mortgage Brokering and access to over 44 Banks, Trust companies, Credit Unions, Private/MIC lenders and partners, I'm able to provide the right mortgage solutions tailored to your needs and goals. I'm a true believer that for every problem there are infinite solutions. I am conveniently available to answer your inquiries on weekdays, weekends, and evenings.

Purchases (Residential, Investments & Commercial)

Purchasing a property whether it's your first home, investment/rental property or commercial property is likely the biggest financial purchase one could make in their life time. I'm committed to providing multiple mortgage options to New to Canada clients, First Time Home Buyers, Salaried, Self-employed or unstable income earners alike. To make this process easy and seamless, I provide the following services:

  • Pre-approval
  • Credit Counselling to improve credit scores
  • Best rate that match your monthly mortgage payment budget
  • Purchases
    Refinancing

    Refinancing

    Refinance your mortgage before the maturity date and know some creative ways to make the equity
    in your home works for you.

  • Consolidate debts at a lower rate, increase credit score and free up cash flow
  • Buy investment or rental properties
  • Remove co-signer or guarantor on title
  • Renovate your home and increase equity
  • Gift your child/ren down payment to purchase their own home
  • Pay for your children(s) college or university expenses
  • HELOCs, 2nd and 3rd Mortgages

    If you urgently need to access funds, a HELOC, 2nd or 3rd mortgage could be the best solution. Accessing the equity in your property without breaking current low interest rate mortgage by adding a 2nd or 3rd mortgage for a short term period.

  • HELOC - Home equity line of credit or Equity line Visa/Mastercard
  • Down payment for an investment property
  • Funds for business capital
  • HELOC
    Reverse Mortgages

    Reverse Mortgages

    If you're over the age of 55 and has build enough equity on your principal home, you maybe eligible for a reverse mortgage. This is a type of loan that is secured against your principal residence giving you financial solution to acces tax-free cash without monthly payment obligations.

    Reverse mortgage gives the freedom to enjoy your golden years at your home and financially stress free.

  • Continue to live in your home & will not be force to sell
  • Equity take out to pay for any medical bills or credit debts
  • Cover daily expenses
  • Home renovations